1) In the past 12 months have you been able to:

	Yes	No
Pay your bills on time	Pay your bills on time Yes	Pay your bills on time No
Take a vacation	Take a vacation Yes	Take a vacation No
Eat out once or more a month	Eat out once or more a month Yes	Eat out once or more a month No
Make a big purchase	Make a big purchase Yes	Make a big purchase No

2) When you retire, do you expect that you will have enough money to live comfortably?

Yes   No   Don't know